Giveaway: $25 Starbucks Gift Card
POSTED BY Amy at 8:50 AM
It is time for another
bloggy giveaway carnival and I am going take the plunge and participate again. Because I am oh-so-unoriginal and always think you shouldn't mess with a good thing, I am sponsoring the same exact giveaway as I did last time.. $25 Starbucks Gift Card! The
last contest was such a roaring success that I want to replicate that again. Yeah, I know...boring and unoriginal.
To enter, please
tell me one issue you struggle with when it comes to your family finances. I will use your questions as material for my site. It can be anything, anything at all. The more original the better.
The winner will be picked on
Friday at 8PM! Make sure your name is clickable or that you leave me your email address so I can contact you!
********************************************
ParentsConnect is sponsoring a fabulous giveaway on our site. They are offering gift packs with a Nickelodeon umbrella, t-shirt, and a Barnyard Book for
two of our lucky readers. To enter, please submit a comment
HERE and tell us
one of your best parenting tips. Entries are
due by April 29th (Tuesday) at 8 PM Eastern Time. I am sorry but this contest is only open to US Residents (including PR and CAN).
Labels: giveaway
377Comments:
Jennifer
"My biggest area of struggle is impulse buying. We have a Super Target and they have the cheapest grocery prices but... IT'S TARGET for heaven's sake!! There is always some cute new thing that I must have.
I think I need to just pray more BEFORE I go in so that I have more self-control. But any other ideas would be great too!
Jennifer
jennifer@wgustavus.com"
Andria and Co.
"I have "guilt" spending. If Ailane has had a bad week at school or whatever, I will buy her a toy, clothes, etc."
Jenny
"My biggest issue is buying for the house. We just built a new house and I want it to be completely decorated now, but I need to just take my time and buy a piece here and there after I've set the money aside.
Jenny M., AL
jennymaddox99@gmail.com"
The Mommy
"My biggest struggle is saving enough to feel like I've done enough."
daisy
"Keeping my checkbook balanced. I just keep putting it off. Using the Visa check card is just too easy, and then I don't want to take the time to deduct it. So I save my receipts and do them all in one batch. But sometimes I lose them, and THEN I get myself into trouble. :(
But on the bright side, with a Starbucks card, I don't have to use the check card, so I don't have to keep track of anything. Yay!
Thanks for the chance to win it!"
Tracey
"My biggest struggle is not over spending on groceries....also I want to invest but there is so much out there that I don't know who to trust and what to invest in!!!"
Gray Matters
"I am a SAHM - my husband and I go back in forth over the best way to organize our finances. We have tried me having an allowance and just getting money on a needs only basis. We can't seem to figure out a solution."
CP
"Aside from managing the number of times I go to Starbucks, it would probably be the mid month grocery trips that are $15 here, $20 there...you know how it goes!"
Sarah's Savings
"One of our families impulse struggles is drinks. Not the bad kind. Just the expensive kind :( We love a good Frappacino. Or we've found another restaurant in town that makes an iced coffee that tastes JUST LIKE my beloved Canadian "Tim Horton's Iced Capp". And Chai Tea from a local caffe... The list goes on. We like our drinks. (I didn't choose this struggle based on the contest. It's just honest, but it is kind of humouring!)"
Courtney
"My biggest area of struggle is groceries. I always have a problem getting enough groceries for our budgeted amount. I read about others who feed more people on less money and I am baffled!
Courtney
coramdeopena(at)hotmail.com"
Julie
"It is the little shopping trips that get me also. We are out of milk so I run to the store to pick some up. I end up spending $15-$20 when we really only needed milk."
Don and Lisa Osborn
"No need to apologize about being "un-original." This is a great prize!!!
Money...One area I struggle with is giving tasteful gifts to friends that don't break the budget--especially at Christmas. I would like to know how to pull that off better.
Thanks for the chance to win.
Lisa
hianded[at]earthlink[dot]net"
"my biggest struugle is not having enough money. my hubby got out of the army and went back to college, and now we are on a fixed income and paying for tuition + books. we have 3 kids. so it's been a big struggle
bwalleshauser AT yahoo DOT com"
witchypoo
"I dream of being able to have fancy cuts of organic meat and all organic vegetables and fruit.
And lobster.
yourgrace2001ca at hotmail dot com"
"Grocery shopping is hard for us too. No stores in our area offer the double coupon deals so its really hard to score some of the great finds I hear others talking about.
Thanks,
Kristi
myraggdyann@yahoo.com"
"My biggest problem is getting to an agreement with my husband. We are on two totally different pages when it comes to money, and that causes some difficult times. I think it is probably a problem that a lot of people have. I'm a worrier, and he's a "everything will work out" kinda guy.
alice"
Linz
"I struggle with buying fabric. Especially when its on sale. I get these creative thoughts about what can be done with it and then I HAVE to have it!"
Moviegirl20
"An issue that I struggle with is guilt. My husband and I share a home with my parents and brother and I make more than the rest of my family. Sometimes I feel guilty that we aren't in as much debt and are able to save for emergencies. We split the bills in the house and I collect food and cable money but hate to ask for it since I know that everyone else struggles a bit to get by. We did agree on the amount we share, but it is still difficult for me sometimes."
Ali
"having patience. i was never taught patience as a child..and i def. see the effects as an adult. it is a daily struggle to save and not spend."
Tam
"Just going to town and looking does not work for me because I am an impulse buyer. I end up with stuff I never use because I got it on clearance at Target. Target is one of those places that I have the hardest time with. I can not enter that store and leave under a 100.00 or more dollars. I also let my kids get a toy every single time we go shopping....ooo this is so very very bad. The expect something now everytime we get in the car."
Lola
"My biggest budget buster is forgetting something at the store. I do shop with a list, but it is inevitable, I always forget something that was on the list or that wasn't marked on the list. Then when I go back to the store, it takes all of my willpower to just get the "missing" items and not all sorts of other goodies!"
jskell911
"Our biggest issue is gas. We both are well paid, but our jobs entail an hour commute each way."
Lizardbreath
"I struggle with trusting God that He is in control and that my car's frequent need of repairs is in His hands. It's not easy."
Bethany
"One thing I always struggle with is how to maintain the budget during "off" times. Like after I've had a baby, or after we go on vacation, etc.. I'm good at being consistent day-to-day, but when something unexpected (or expected) happens, it's difficult for me to maintain the consistency."
kelly jeanie
"The hardest thing for me is knowing when to stop. I don't have a hard time finding a bargain, but then I keep finding bargain after bargain, and of course it adds up!"
hetz-junk
"I am tring to buy local and organic and sometimes pay so much more then conventional. But I try to justify it in my head."
Julie
"Impulse buying and the feeling that we need to 'treat' ourselves. I feel like I have had a hard day, Starbucks here I come. I need to PUT DOWN THE COFFEE and save some cash."
lifeasamama
"my biggest struggle is actually feeling comfortable financially for the first time in a long time... and then overspending as a result. i was dirt poor when i was single, and married a man with a good and stable job. we don't have to worry about month-to-month, and we have so much savings (he's so good about that!) that there really isn't any worry for the future.
but it's not an unlimited supply! he doesn't make THAT much! my problem is that i get stuck in the "oh, we can afford this" rut, and it starts adding up over the course of the month..."
amanda.
"My biggest struggle is boredom spending. I'm a SAHM and end up going to the mall "just to walk around" when I get really bored. I almost always end up finding something that I must have right then."
Ginger Jager
"We are lucky that our combined income is enough to keep us comfortable. But because I don't have "time" to balance the checkbook or really track our purchases, I'm sure there are areas where we could spend less and save more for the future. I have tried computer software but it doesn't work for me for some reason. I need to get on top of that so our future is more financially secure."
Julie and Ben
"eating out is my biggest struggle!!"
Mary Beth
"ME... I don't ever want to cook! I would rather run and grab a bite... or just eat cereal for dinner. I KNOW... so unhealthy and SO not financially savvy.
I need new inspiration and tools. I collect all of your wonderful recipes and they are just that... a collection.
I need to easy, yummy recipes to fix quickly so to save money on eating out... and so my family WANTS to eat what I cook. That is a challenge too. :D NOT my gift!"
Natalie
"I struggle with spending money on food that we don't need. Like I won't feel like cooking and we'll go out to eat. We don't really have money for that.
scblog at hotmail dot com"
Jenny B.
"We've got things pretty well in hand, but with a large family, I'd say groceries are always a struggle. It's a delicate balance between "It's so much cheaper to make it from scratch." and "I do not have all the time in the world!""
Genesis
"Our family has the big things under control: mortgage, cars, no credit card debt. However, when I start adding up the little things like mid-morning trips to STARBUCKS to get away from work for 10 minutes, it really adds up. However, lately I've been wondering if you can really put a price tag on sanity/happiness. If those $4 honey lattes keep me sane & happy while I'm at work, who am I to argue?"
imadramamama
"My biggest thing is that I have a really bad habit of buying something new instead of fixing what we've got..."
Kacie
"Thanks for the chance to win! I haven't had Starbucks in ages.
The biggest thing I struggle with is keeping patient. My husband is paid once per month. My side income rolls in, but it's pretty small.
It's frustrating because sometimes it feels like our progress is so slow!"
Cathy Jo
"My biggest struggle is with buying stuff for my children. I just love buying them cute clothes and toys...but I know it is the "leaky hole" in our budget."
Theresa Marie
"my biggest struggle when it comes to finances is the little things spending... something on sale at wal-mart for my girls that's "only" $5 or getting a starbucks for myself because I worked "so hard" that day, etc. every little bit adds up, but it's hard for me to see that until the end of the month!
Theresa
theresamarie@goonies.info
http://theresamariegoon.blogspot.com"
Sarah
"biggest struggle is a certain spouse who keeps using the credit cards!!
sdyjak@gmail.com"
laura
"My biggest struggle is that I hold on to things/ideas too long. We have a house we should have sold before the housing bust, but I emotionally wasn't ready to part with it (even though we dont live there anymore). I need to look at the bigger finance picture and advantages to certain changes, vs. making snap emotional decisions.
Thanks for the great giveaway!
laurachilton {at} hotmail {dot} com"
Melissa
"My biggest struggle is all the random expenses that pop up - doctor visits, speeding tickets (why can't I get rid of my lead foot?!), Secretary's Day, etc.
I just never seem to budget enough money for the extras.
Melissa
0307champs@gmail.com"
Tami
"My biggest issue is not working. I don't feel I'm contributing to the household even though I save lots of money clipping coupons and getting freebies. My husband says I contribute because now that I am not working, I have time to plan and cook and shop more efficiently. So I feel guilty if I spend money to get my nails done or hair cut or whatever."
Tuesday Girl
"Impulse buying is bad for me especially when I am alone!"
Kathryn
"I struggle with keeping the grocery budget on track. Its easy to go for one item and come home with $70 of stuff."
Kelly
"Groceries are definitely my biggest struggle! Our grocery store has a huge baby section that I need to avoid more often!"
Shalee
"Oh, that would be trying to get the last $40 K of student loans paid off.
It doesn't help that I really like McD's french fries at a moment's notice..."
MelissaStuff
"I just quit my job and began staying home with my two small boys. We cut our income in more than half when we made this decision so EVERYTHING is a struggle for us right now. We really are trying to do the best we can, but we've gotten used to certain luxuries we can't afford anymroe - like Starbucks!"
MelissaStuff
"Oh, wait, I forgot to mention on top of our regular issues, our freezer and refrigerator went out this week and we lost all of the food in them!"
prairiemama
"Our biggest struggle is running out of grocery money before the month is done. It is SO frustrating. We have enough budgeted (or so we think), and we don't buy things we don't need (seriously, no candy, chips, soda, cupcakes, nothing!). But, we run out of grocery money by the 3rd week of the month, every month! We really can't put more into our budget or we would not be able to save anything. It is SO frustrating!"
Kimberly
"Our biggest financial issue is lack there of. I'm a stay at home mom. We don't have anyone to watch our kids for us. It's just us. So I would have to get a job in the evening and on the weekends so that someone is with our kids 24/7, but my husband doesn't want me working nights or weekends. So we struggle to live off of his salary. We are a family of four in a tiny one bedroom condo (we also have four cats and a dog). My "bedroom" is the living room, playroom, family room and my office all rolled into one. I sleep on a day bed in my living room and my husband has the pop up trundle. The kids share the room (my son and daughter). I also have a car with no working AC and the motor died so the windows don't roll down and I feel like it's going to be a death trap in the summer. BUT... we have to make due with what we have. At least we know that one of us is here with the kids 24/7 no matter what. And that is what is most important.
I can be reached at teh URL associated with my name. THANKS"
Azul
"My biggest struggle is small (say under $10) purchases. It doesn't seem like much, and it's easy for it to snowball, especially when I use my debit card.
I'm trying to solve this my only using my DC for groceries and gas, and forcing myself to use cash for any other purchases. It's quite a wake up call when I'm spending the last $2 or $3 of the $40 it just pulled from the ATM two days ago.
Thanks for sponsoring such a fun contest!"
Rachel
"Our biggest problem is any time we come into bit more money than normal, we see dollar signs and want to blow it on things we don't *really* need. I think our second biggest problem is my husband spending small amounts, every day, without realizing how much it's all adding up to.
wiredalive at hotmail dot com"
"My struggle is trying to stay on a grocery budget. When I was working too, I just bought whatever. Now that I am counting pennies it doesn't work that way. Also, I am having a hard time getting money into savings these days.
mokimedic@yahoo.com"
Smilingsal
"My husband and I used to struggle with our finances, but after we decided to keep track of our spending, we were able to better control impulse spending. The plan is to write down every single penny spent and tally it up at the end of each month. We enter it on the computer and can go back seven years!
smilingsal 55 at yahoo dot com"
nathansmom
"My big financial struggle is medical bills, including presciptions. We have good medical insurance coverage thru DH's work, but co-pays for doctor visits and prescriptions still add up. An unavoidable expense that is hard to be frugal with.
Brenda
brenda.stull@verizon.net"
Tisha
"Oh, great question. We are close to being out of debt, but when things come up unexpected I have a hard time staying focused. I get discouraged that we'll NEVER get out of debt. :)"
Genesis
"In our family we have the big things under control: the mortgage, no car payments, no credit card debt. However, the mid-morning trips to STARBUCKS really add up! A year's worth of $4 lattes is a hefty chunk in the IRA, especially if you start calculating the compound interest (sheesh).
Lately, though, I've wondered if you can really put a price on sanity/happiness. Those Starbucks trips give me a much-needed 10-minute reprieve from work so that I don't lose it with my coworkers. I may not have quite as much socked away for retirement, but when I finally reach that age, I don't want to be too loony to appreciate it!"
Tammy
"Currently, my husband and I are dealing with unplanned medical expenses. We had no other choice but to get a 0% interest rate card and put all charges on that. I hate doing it, but what other option is there?
Thanks for the great blog, and the contest. :)"
Autumn
"Our biggest area of struggle is keeping within our fun money spending limits. We have a set amount we agreed to set aside, but we never seem to stick to it."
krista
"our biggest struggle is that my husband is 100% commission....it is so hard to not be able to have a budget! i never know how much i can or should be spending..."
Kathleen W.
"Our biggest struggle is over buying higher quality items verses cheaper ones that don't last as long. We sometimes don't want to spend more on better things, but in the long run it is worth it. This also applies to organic foods and natural products, which are usually more pricey but better for us."
We are THAT Family
"Impulse-definitely all things sweet. I'm sippin a sweet tea right now, while I'm typing, cause I'm co-ordinated that way."
"Our biggest struggle is putting money into or savings account. And then when we have a good amount to put it back into our house, because it needs work but we never know what to do first. We need to make a list a prioritize."
dolphin lady
"My biggest area of struggle is savings. For years we have been unable to put anything aside in savings. Now, for a while, we have some extra so we are beginning to put money into savings. But that has always been a struggle for us."
michelle
"The one thing I struggle with the most with finances is that I know it is expensive to go out to eat, but sometimes I just want something different that I can't make at home, or am too tired, or whatever. We have cut back on eating out a lot, but it still bothers me that it even has that hold on me. I would love to be entered in your giveaway.
Michelle
www.northofthe49.com
michelle (at) northofthe49 (dot) com"
Niffer
"My biggest struggle is telling myself "NO!" I've finished my grocery shopping for the next two weeks, and I just keep finding GREAT deals! I have to just clip the coupons and hope the sale will repeat! Really hard to do!
Thanks
Jennifer
craigDOTjenniferATcomcastDOTnet"
Bonita
"Now that we have two teenagers it seems we are forever doling out small money amounts that weren't in the budget: a youth trip here, a friend's birthday there, money to eat out when one participates in a field trip or service project, a hamburger at the concession stand when either one is playing ball..."
Elizabeth
"My struggle is buying things for my kiddos on an impulse.
elizfaris@hotmail.com"
phoward336
"My biggest area of struggle is healthy food - I know I should be eating steel oats, whole grains, organics, etc. but they are so much more expensive!!!"
BlondeMomBlog (Jamie)
"I love your boring and unoriginal prize! ;)
I really struggle with a grocery budget. As in, it might help if I actually made one and stuck with it. I also need to do a better job with creating a weekly dinner menu.
I also have some shopaholic tendencies and we just do not have the extra money to fritter away on impulse purchases. It's very difficult for me to walk away from a "deal." I can justify just about any purchase for me or my girls. ;)"
Lisa Sharp
"First off I have Fibromyalgia and so I take TONS of vitamins and herbs and I can't find most of them in town so I have to order them and it's not cheap...
The other thing is we eat organic for the most part so that costs more.
Also I just got in to card making and I find myself wanting to buy pretty paper and stickers all the time lol."
amy f.
"I struggle with sticking to a list while grocery shopping at stores like Meijer and Wal-Mart. We inevitably wander to other areas of the store and purchase something or just buy other impulse groceries that sound good!"
Gina
"one issue you struggle with when it comes to your family finances...
Our biggest issue is saving money and spending it. It's really hard to just not buy FUN things all the time instead of saving the money. I need to learn some control. If we have extra money one month, instead of saving it, I'm thinking of things I can go buy with it.
Thanks for the entry!"
corrie71
"My biggest struggle is getting my hubby on board with couponing. He finds it too complex and I think he's embarrassed to use coupons at the stores. Silly man!"
Jen
"impulse buying. my husband can go in the store witha list of three things nad come out withhree things. i go in and come out with a whole cart full."
Rachel
"My biggest struggle is trying to pay things off too quickly - sounds crazy I know, but I feel like if I can make an extra housepayment now (and have no extra money left over for incidentals) then that's what I need to do. Then of course incidentals come up and there's no money to cover."
Melissa
"Just one, just one...probably the biggest trouble is that neither my husband nor I are making changes to our spending. We both agree that we need to, but then the weekend comes and we hit Target and Home Depot...and the money is gone again!"
alexis
"Our biggest issue is not planning. We end up spending more money on things... going out to eat more... paying lates fees, etc."
"For me, it's deciding if I should get my emergency fund in place before I pay off my credit cards. I've heard both ways of doing it but I constantly wonder what's best in my situation."
Lynette
"Hi, I am lynette and I just found your blog, it is great! I think that my biggest finance delima is budgeting in the children's clothes. A change of season will happen and they need clothes and we have no money budgeted for that so we end up scrambling to get them their clothes. I would like to budget it in all year and then have the cash on hand to go purchase it when needed. Does that make sense??"
LynnMarie
"My biggest struggle is gas for the car. The cost just keeps going up and up. I plan my trips, work the plan, keep the car well maintained, full tires and all. Combine trips and so on but I work a 20 minute drive from home and there are no stores within walking distance from me so what is a girl to do?? Boy I need coffee right now - but Starbucks is another 5 miles from me so that is not happening."
Momala
"My biggest struggle is unexpected expences. And with 4 kids, 3 of which are teens, we have a lot of unexpected expences! Right now 2 of the kids need new gym shoes and I wasn't planning on buying them new shoes again until the fall. These are the types of things that wreck our budget."
fortyb4forty
"Our biggest struggle is trying to help our children understand some of the financial choices we make. They are young but we've already started trying to help them understand that there isn't an unending supply of money at the bank."
Dooneybug
"My biggest issue is shopping for clothes for my kids. I only buy clearance items and garage sales but I do so much of it that I'm running out of places to put the clothes! I even forget sometimes what I've bought and end up over buying a certain item (like long sleeved shirts) but then not enough of something else (like pajamas)."
Jennifer
"Unoriginal? I think it's fantastic! My son and I love to go to Starbucks as a special treat every now and then - just something special he and I do together.
Struggle - well mine is actually a tie between 2 things - clothes/shoes for my daughter (even though I try to buy on sale/clearance and get the best deals possible) I have a hard time not buying all the cute outfits!
And scrapbooking/stamping stuff...I have a serious weakness here - but at least now I AM trying to MAKE money by selling some of the things I create!"
Jean
"Our biggest struggle is when we go get a good chunk of money from Hubs job incentives we blow it within weeks. We definitly need a better savings strategy."
Tara
"We're just struggling in general right now because my husband has been laid off since January 18th, the day we had our fifth, and before that he was laid off for about six months last year.
But overall, I'd say our biggest problem is too much take out. It's just so much easier and simpler to make a pizza or McDonald's run. We have really been working on this lately, though."
Lindsey
"Eating out is such a black hole for money in our house! It's a hobby for us, though, and a way to get out of the house."
Fresh Girl
"My big issue is impulse buying brought on by peer pressure! I hear a friend talk about how great something is that she got and I go look and "Wow, it IS great!" and before I know it, I'm buy it. :-/"
JessieLeigh
"I struggle with feeling like I'm not "entitled" to spend any money ever since making the decision to be a SAHM. And it is totally MY issue. My husband has unending respect for what I do and never acts as though it's "his" money. I do not buy anything for myself unless it's with "birthday money" from my parents or some such thing... it's ridiculous, really..."
Naomi
"In my opinion, the one thing my husband and I don't allow ourselves enough of is spending money on outings. We are busy, and get to do all sorts of free activities together. We don't do things often that cost money which is a good thing. But I hate feeling like I'm being such a tightwad that my little daughter never gets to do the stuff that costs money."
365 Mommy
"I'm bad about buying little stuff - a pack of gum here, a coffee there, etc. I nickel and dime us to death sometimes."
Jamie
"2 of biggest struggle is
1) buying activities for my children (since I'm not crafty) 2)going out to eat...it's easier when my schedule is full and busy!"
jessicasheets.com
"I'm a stay-at-home mom and a youth pastor's wife. We have a two-year old and live in the parsonage. We started this hardcore budgeting back in December (yeah, our daughter still has no clue that none of her Christmas gifts came from us or that we had nothing to open on Christmas day--so thankful we are starting this before she is aware). Sorry, I digress. My biggest struggle is wanting to be a good hostess when teens or adults come over. I love to bake and always had the stuff on hand to do it before Ella was born (when I was still teaching), but now, it's hard to keep my pantry stocked with that kind of stuff and still get all that we need for the month. I sometimes would rather buy chocolate chips than a pound of meat--isn't that terrible? So, instead,I am trying to be as creative as possible to make yummy things out of nothing so that our weekly scheduled and unscheduled guests feel welcome (and I feel like I tried my best)."
Playful Professional
"My biggest issue is remembering to budget for all the incidental expenses like speeding tickets (oops), parking, and all of those other things you just can't put into a budget."
jessicasheets.com
"I forgot to leave my e-mail address: jess@stevansheets.com
Thanks,
jessicasheets.com"
Karen
"My husband wants to buy thing for the kids to expand and explore their horizons. I have a hard time saying no when I know there is less expensive ways to do it."
Jennifer
"Not planning for dinner and then either ordering pizza or running out for subs. When trying to feed a family of 6 it kills the budget.
Smiles!"
Lisa
"ad for spending anything not strictly necessary."
Niki
"Ya know what costs us lots of extra money throughout the year? My son's allergies! He is allergic to soy and dairy and so we are always buying him his own special foods and lots of medicine and extra trips to the doctor for us.
Why does specialty food have to be so darn pricey?!?
:(
ndisilvio at gmail dot com"
Cricket
"I love your giveaway idea so don't apologize to me!
This is going to sound stupid but it is my reality. My biggest struggle is buying something for myself without feeling guilty about it. I am not an impulse shopper and I can stick to a budget. The problem I have is that I always put everything back when it comes to getting something for myself and end up buying things for my daughter or husband. I think I learned this from my mother as a child and I know that I always felt like she should treat herself to something nice but always sacrificed for us kids. I work hard for a living as does my husband but I just can't seem to shake that feeling of guilt. What is wrong with me??? I generally only buy something for myself when I absolutely need it. Ugh...how do you get over something like this?"
Carol
"Seems when we are about to get ahead something breaks down and needs fixing which costs lots of money, it seems to never end. I would love to win this, be nice to take us and the kids out for coffee one Sunday afternoon. Thank you.
actsmAThotmail.com"
Ginny
"Our biggest financial struggle is seeing stuff we "need" that are expensive. We do use them, but they're not worth the expense"
Ernie & Michelle
"My biggest struggle is in the area of groceries (even when I plan a menu I feel like I struggle to stay w/in our budget, especially now that I have to buy diapers, wipes, etc. for our little one). We have been unemployed for quite some time, so it's been even more difficult to tighten what was already tight! I appreciate your blogs! Thanks, Michelle
sunkistmas[at]gmail[dot]com"
laura519
"Our big problems are my husband spending money on cigarettes and energy drinks. He works for a landscaping company and needs to rehydrate a lot but it is challenging for him to have to carry around a big cooler with him all day. I've tried convincing him to switch to Gatoraide or even the fountain drinks...but he hasn't yet..."
bren j.
"Biggest struggle is finding money to pay to heat our house! Good thing spring is finally here!"
"My biggest problem is not being realistic in my budgeting. I think that things are going to cost less than they do and then I get thrown off."
Cara
"Being a stay at home mom, I don't get to spend much money on myself. Which I had to adjust but it is will worth it being with my daughter every 24 hours."
MommySecrets
"Teaching young children (3 and 6) the value of money. The conversation tips for explaining why we don't spend money at the bubble gum machines..."
Christie
"If a $25 Starbucks card is boring and unoriginal... I want to be boring and unoriginal!!! :)
My biggest struggle is trying to spend the least amount possible on groceries while still feeding my family a relatively healthy diet!"
Carol Van Rooy
"Biggest struggle: The money tree I planted never seems to bear fruit.
daldak01@yahoo.ca"
kari
"One of my biggest problems is not being able to save money. We have a lot of trouble sticking to a budget. I look forward to reading more of your blog."
Mandy
"My biggest struggle is buying clothes for the girls. I really want shop at garage sales, but it is so much easier for me to pick up a few things while I'm at Target. That is my goal for this summer."
It is time for another bloggy giveaway carnival and I am going take the plunge and participate again. Because I am oh-so-unoriginal and always think you shouldn't mess with a good thing, I am sponsoring the same exact giveaway as I did last time.. $25 Starbucks Gift Card! The last contest was such a roaring success that I want to replicate that again. Yeah, I know...boring and unoriginal.
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I think I need to just pray more BEFORE I go in so that I have more self-control. But any other ideas would be great too!
Jennifer
jennifer@wgustavus.com"